The Best Online Therapy Services That Take Insurance in 2026

  • We evaluated over 35 online therapy platforms, and these 6 are our picks of the best online therapy services that take insurance.
  • Therapy can be an expennsurance coverage can help with the expense.

A quick look at online therapy services that take insurance

  • Best overall: Talkspace | Skip to review
  • Best for comprehensive care: MDLIVE Online Therapy | Skip to review
  • Best for therapist availability: BetterHelp | Skip to review
  • Best for psychiatry with therapy: Talkiatry Online Psychiatry | Skip to review
  • Best for crisis care: Brightside Health | Skip to review
  • Best for pay-by-session: Doctor on Demand Online Therapy | Skip to review

These days, therapy has become standardized to some extent. The only thing that hasn’t changed much is the cost. Though cheaper than in-person therapy, online therapy sessions can still be upward of $200 a month, especially if the platform is subscription-based.

Here’s where insurance comes in. If you didn’t know, insurance can cover online therapy you just need to know where to look.